Apply for unemployment benefits
Description
Unemployment benefit is a compensation benefit and is intended to partially replace the remuneration that employees cannot earn because of unemployment.
Your entitlement to unemployment benefit arises as soon as you meet the requirements for the first time.
How long you are entitled to unemployment benefit depends on the length of the insurance period in the last 5 years before you became unemployed and on the age you reached when the entitlement arose. You are entitled to at least 6 months of unemployment benefit if you have been in an employment relationship subject to compulsory insurance for at least 12 months within the last 30 months. The maximum entitlement period is
- for unemployed persons under 50 years of age: 12 months and requires an insurance period of at least 24 months.
- for unemployed persons over 50 years of age: 24 months and provides that the unemployed person has reached the age of 58 and has insurance periods of at least 48 months.
Your unemployment benefit is usually calculated on the basis of the average gross salary you earned in the last year before you became eligible for unemployment benefits. The height is
- for the unemployed with one child, 67 percent,
- for the remaining unemployed, 60 percent
the gross remuneration reduced by the statutory deductions that are usually due to employees.
While you receive unemployment benefits, you are generally covered by statutory health, long-term care and pension insurance. The contributions are borne by the Federal Employment Agency. If you were last exempt from compulsory insurance in pension insurance or health and long-term care insurance, the BA can usually partially cover the contributions for a private pension plan.
You are covered by accident insurance if you receive a special request to visit the Employment Agency or another body while you are receiving benefits.
Changes (such as illness, vacation, relocation, taking up work) must be communicated immediately, preferably online. Alternatively, you can also make the notifications in writing, by telephone or in person.
You are entitled to unemployment benefit if:
- You are unemployed, that is,
- You are not in an employment relationship or
- They are only engaged in gainful employment for less than 15 hours per week and
- They are available to the placement efforts of the Employment Agency. They are therefore able and willing to take up employment subject to compulsory insurance under conditions customary in the labour market;
- Feel free to contact us
- electronically with an electronic proof of identity, e.g. ID card with online ID function, in the eServices portal of the Federal Employment Agency or
- have registered as unemployed in person with the responsible employment agency. With your personal registration as unemployed, the unemployment benefit is considered to have been applied for. In addition, an application form must be filled out;
- You have been subject to compulsory insurance for at least 12 months within the last 30 months prior to registering as unemployed (the so-called framework period).
- Periods are also taken into account in which you were subject to compulsory insurance for employment promotion due to the receipt of compensation benefits, such as sickness benefit, or - under other conditions - for example due to the care of a relative or the upbringing of a child.
- Periods during which there was a compulsory application insurance relationship (so-called voluntary continued insurance) can also be taken into account as an insurance period, for example because you have taken up self-employment.
- In special cases, periods are also taken into account during which you have performed development service in accordance with the Development Workers Act or in which you have worked abroad on the basis of a secondment contract.
- Identity card with current registration address
- Passport/replacement document in conjunction with a current registration certificate
- In the case of an online unemployment registration: ID card with activated and activated online ID function
- Certificate of employment (to be completed by the employer)
The Employment Agency may request further documents, for example:
- Written notice
- Explanation of the work task
- Certificate of receipt of sickness benefit
- Certificate of additional income
- Proof (notice of approval, proof of performance) of previous receipt of benefits (unemployment benefit, also at another employment agency)
- Proof of contributions (compulsory application insurance for unemployment insurance)
Unemployment benefit is considered to have been applied for with the personal registration of unemployment if you do not make a different declaration. You avoid disadvantages if:
- you register as unemployed in person on the 1st day of unemployment at the latest,
- you register as a jobseeker in due time and
- immediately notify us of any changes that arise in your personal circumstances after the application has been submitted
- Contradiction. Further information on how to file an objection can be found in the notification of your application.
- Action before the Social Court
Forms available: Yes
Written form required: No
Informal application possible: Yes
Personal appearance required: No
Online services available: Yes
You can apply for unemployment benefits online or in person.
Apply for unemployment benefits online:
- To submit the application online, go to the online portal "eServices" of the Federal Employment Agency and click on the tile "Apply for unemployment benefit".
- Note that in this case, too, it is necessary to register as unemployed in order to receive unemployment benefits.
- The Employment Agency will check your entitlement to unemployment benefits.
- If your application documents or other reasons do not yet allow a final decision, the Employment Agency can grant you an advance on request, provided that you are entitled to benefits on the merits.
- You will receive a written notification of the granting of the benefits by post, in which the amount and duration of your entitlement to unemployment benefit are noted. You can also receive the notification online if you select the appropriate notification option in your online profile.
- The unemployment benefit will be transferred monthly and free of charge to the account you have specified. This means that the benefit for the current month is paid at the end of the month. In the event of financial difficulties, this principle may be derogated from upon request. Check with your agency.
- In exceptional cases, you can have unemployment benefits paid out by cheque. You can submit the "payment order for offsetting" sent by post to your financial institution for credit within one month or have the amount paid out in cash to you (or a person appointed by you) at any Deutsche Post or Deutsche Postbank payment office. However, this will incur additional costs.
Apply for unemployment benefits in person:
- To submit the application in person, contact your local employment agency. You will usually receive the application form and, if applicable, other documents (so-called "additional sheets") when you register as unemployed in person.
- The Employment Agency will check your entitlement to unemployment benefits.
- If your application documents or other reasons do not yet allow a final decision, the Employment Agency can grant you an advance on request, provided that you are entitled to benefits on the merits.
- You will receive a written notification of the granting of the benefits by post, in which the amount and duration of your entitlement to unemployment benefit are noted. You can also receive the notification online if you select the appropriate notification option in your online profile.
- The unemployment benefit will be transferred monthly and free of charge to the account you have specified. This means that the benefit for the current month is paid at the end of the month. In the event of financial difficulties, this principle may be derogated from upon request. Check with your agency.
- In exceptional cases, you can have unemployment benefits paid out by cheque. You can submit the "payment order for offsetting" sent by post to your financial institution for credit within one month or have the amount paid out in cash to you (or a person appointed by you) at any Deutsche Post or Deutsche Postbank payment office. However, this will incur additional costs.
Federal Ministry of Labour and Social Affairs (BMAS)
The text was automatically translated based on the German content.