Widow's and widower's pension for surviving dependents in the statutory accident insurance
Description
In the event of a fatal accident at work or a fatal occupational disease, the statutory accident insurance provides financial protection for the surviving dependents.
This means that your employers' liability insurance association or accident insurance fund can provide you with financial support if your spouse has died as a result of such an insured event. The same applies to life partners. An application is not necessary.
In the first 3 months after death, the pension amounts to 2 thirds of the annual earnings (JAV), i.e. the income of the deceased person. After that, the pension is basically 30 percent of it.
Under certain conditions, the pension can be 40 percent of annual income for the first 3 months if you
- educate a child,
- are at least 47 years old
- or are incapacitated or unable to work.
If you have your own income, the pension may decrease.
As a rule, there is no entitlement to a pension if:
- you have entered into a marriage or civil partnership only after the insured event has occurred, and
- death occurred within the first year of this marriage or civil partnership.
There is an exception here if it is evident that you did not enter into the marriage or civil partnership in the first place in order to receive the pension.
You are entitled to the widow's and widower's pension for survivors under the following conditions:
- Death of the spouse or partner as a result of an insured event:
- Accident at work
- Commuting accident or
- Occupational disease
- You have already lived in a legally valid marriage or civil partnership under the Civil Partnership Act.
As a rule, you are not entitled if:
- you have entered into a marriage or civil partnership only after the insured event has occurred, and
- death occurred within the first year of this marriage or civil partnership.
- Death certificate
- Account number of the beneficiary (IBAN and BIC)
- Marriage certificate (family register) or civil partnership certificate
- Social security number of the beneficiary
- if applicable, birth certificates of common children
Please ask the employers' liability insurance association or accident insurance fund responsible for you whether and, if so, what other documents you need to submit.
There are no costs.
There is no deadline.
- Contradiction
- Detailed information on how to file an objection can be found in the notification of your employers' liability insurance association or accident insurance fund.
Contact the statutory accident insurance.
- Forms available: No
- Written form required: No
- Informal application possible: Yes
- Personal appearance required: No
- Online service available: Yes
In principle, you do not have to apply for the survivor's pension. The competent employers' liability insurance association or accident insurance fund determines the entitlement and the amount of the survivor's pension on its own initiative ("ex officio").
You have the option of initiating the process online or by post.
Online service:
- Go to the online service.
- You will be guided through the procedure on the accident insurance service portal.
- You can sign up.
- If you would like to receive the answer from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
- If you would like to receive the answer by post, you can also continue without registering.
- Select your local employers' liability insurance association or accident insurance company or use the industry search to find out what you are looking for.
- Upload the required documents.
- Fill out the online form and submit it.
- Your report will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
- You will receive feedback on the desired path.
Online service of your employers' liability insurance association or accident insurance fund:
- If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the report electronically there if necessary.
Message by post:
- Contact your employers' liability insurance association or accident insurance fund with an informal letter.
- Pay attention to the required information and enclose the necessary documents.
Federal Ministry of Labour and Social Affairs (BMAS)
The text was automatically translated based on the German content.
