Source: BUS Sachsen-Anhalt (Linie6PLus)

Receive widow's and widower's pensions for survivors under the statutory accident insurance scheme

Description

If a fatal occupational accident or disease occurs, the statutory accident insurance provides financial protection for surviving dependents.

This means that your employers' liability insurance association or accident insurance fund can provide you with financial support if your spouse dies as a result of such an insured event. The same applies to life partners. An application is not necessary.

In the first 3 months after the death, the pension amounts to 2 thirds of the annual earned income (JAV), i.e. the income of the deceased person. After that, the pension is generally 30 percent of that.

Under certain conditions, the pension may be 40 percent of annual earnings for the first 3 months if you are

are raising a child
are at least 47 years old
or are disabled for work or disability.

If you have your own income, the pension may be reduced.

You are not usually entitled to a pension if:

you entered into the marriage or civil partnership after the insured event, and
the death occurred within the first year of this marriage or civil partnership.

An exception exists here if it is evident that you did not enter into the marriage or civil partnership primarily in order to receive the pension.

Requirements

You are entitled to the widow's and widower's survivor's pension under the following conditions:

Death of the (spouse) partner as a result of an insured event:
- Occupational accident,
- commuting accident or
- occupational disease
You have previously lived in a legally valid marriage or civil partnership under the Civil Partnership Act.

As a rule, you do not have a claim if

you entered into the marriage or civil partnership after the insured event and
the death occurred within the first year of this marriage or civil partnership.

Which documents are required?

Death certificate
Account number of the entitled person (IBAN and BIC)
Marriage certificate (family record book) or civil partnership certificate
Social security number of the beneficiary
Birth certificates of joint children, if applicable

Please contact the relevant employers' liability insurance association or accident insurance fund to find out whether you need to submit any further documents, and if so, which ones.

What are the fees?

There are no costs involved.

What deadlines do I have to pay attention to?

There is no deadline.

Applications / forms

Opposition
- Detailed information on how to lodge an appeal can be found in the notification from your employers' liability insurance association or accident insurance fund.

Who should I contact?

Contact the statutory accident insurance.

Appeal

Forms available: No
Written form required: No
Informal application possible: Yes
Personal appearance required: No
Online service available: Yes

Process flow

In principle, you do not have to apply for a survivor's pension. The relevant employers' liability insurance association or accident insurance fund will determine the entitlement and the amount of the survivor's pension on its own initiative ("ex officio").

You have the option of initiating the process online or by mail.

Online service:

Call up the online service.
You will be guided through the process on the accident insurance service portal.
You can log in.
- If you would like to receive the response from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
- If you would like to receive the response by mail, you can also proceed without logging in.
Select your responsible employers' liability insurance association or accident insurance fund or determine it using the industry search.
Upload the required documents.
Fill out the online form and submit it.
Your report will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
You will receive a response via the requested channel.

Online service of your employers' liability insurance association or accident insurance fund:

If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there, if necessary.

Message by mail:

Contact your employers' liability insurance association or accident insurance fund with an informal letter.
Make sure you provide the required information and enclose the necessary documents.