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Source: BUS Sachsen-Anhalt (Linie6PLus)

Apply for an old-age pension for severely disabled people

Description

With the pension for severely disabled people, you can receive an old-age pension before reaching the normal age limit, with or with a discount of up to 10.8 percent.

If you were born between 1952 and 1963, the age limit for a discount-free pension will be gradually increased from 63 years to 65 years. If you were born in 1964 or later, the age limit is 65 years. However, they can also claim the old-age pension for severely disabled people early – at the earliest three years before reaching the age limit for a discount-free old-age pension for severely disabled people – at a discount (maximum 10.8 percent).

Special case of 'protection of legitimate expectations': If you were born before 1 January 1964, were severely disabled on 1 January 2007 and have received adjustment allowances for redundant mining workers, you can continue to receive the old-age pension for severely disabled people at the age of 63 without any deductions. With a discount of 10.8 percent, you can then claim your pension early at the age of 60.

Before you apply, you should clarify the insurance history in your retirement account. In this way, you can supplement any missing times and have an account clarification carried out (which you can apply for with the German Pension Insurance).

Note: The pension entitlement will continue to exist if the severe disability is lifted during the receipt of the pension.

If you are severely disabled, you can retire without a discount before reaching the normal age limit, under certain conditions.

You can apply for the old-age pension for severely disabled people in writing, in person or by means of an online procedure:
Written pension application:

  • Download the application form for the old-age pension for severely disabled people on the website of the German Pension Insurance. Complete the form in full and compile the required documents.
  • You can submit your completed and signed application with the required documents either:
    • send by post to your pension insurance institution, or
    • in one of the local counselling centres.

Pension application via online procedure:

  • Go to the online portal of the German Pension Insurance. Sign up there with your signature card, your identity card (if electronic proof of identity is activated) or your electronic residence permit.
  • Fill in the pension form for severely disabled people and upload the necessary documents. Then submit your pension application online.

Personal application in consultation:

  • Compile the required documents for the application and make an appointment at an information and advice centre of the German Pension Insurance.
  • As a rule, your pension application will be received electronically and forwarded online during the consultation.

Note: Your pension application may also be your trust. To do so, please submit a corresponding power of attorney to your pension insurance institution. As long as the power of attorney applies, your pension insurance institution will only contact your authorised person.

They are:

  • severely handicapped at the beginning of the pension,
  • meet the minimum insurance period (waiting period) of 35 years and
  • have reached your age.

Severely disabled persons are all persons with a degree of disability (GdB) of at least 50 (maximum possible GdB: 100). Your severe disability is proven by the severely disabled person's identity card or decision. It must be applied for by the Pension Authority and must be available at the time of your retirement.

The waiting period of 35 years includes:

  • Contribution periods,
  • Replacement times,
  • Credit periods,
  • consideration times due to child-rearing as well as consideration times for care,
  • Waiting months from pension compensation or pension splitting
  • waiting months from bonuses at pay points for remuneration for a salary for minor uninsured employment, and
  • Waiting months for bonuses at pay points for remuneration for a small occupation for which employees are exempt from compulsory insurance.

If you were born between 1952 and 1963, the age limit for a discount-free pension will be gradually increased from 63 years to 65 years. If you were born in 1964 or later, the age limit is 65 years. However, they can also claim the old-age pension for severely disabled people early – at the earliest three years before reaching the age limit for a discount-free old-age pension for severely disabled people – at a discount (maximum 10.8 percent).

  • Identity card or passport
  • Severely disabled card or notice
  • in the event of an application by other persons:
    • Power of attorney or
    • Order of the General Court.
  • Applying for a pension: until the end of the third calendar month after the end of the month in which you meet the eligibility requirements.
  • Pension benefit: from the calendar month at the beginning of which you meet the eligibility requirements for the pension.

Note: If you apply for the pension later, it will be paid from the calendar month in which you applied for the pension.

If all the necessary application documents are available, a timely decision will be taken by the pension insurance institution.

The text was automatically translated based on the German content.

Federal Ministry of Labour and Social Affairs (BMAS)

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