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Source: BUS Sachsen-Anhalt (Linie6PLus)

Applying for an old-age pension for particularly long-term insured persons

Description

With the "Pension for particularly long-term insured persons" you can, under certain conditions, receive a pension before reaching the regular retirement age.

If you were born before 1 January 1953, you can receive old-age pensions for particularly long-term insured persons from the age of 63. If you were born after January 1, 1953, the age limit increases by two months with each year. For example, if you were born on 1 January 1964, you can retire without deductions after 45 years of contributions as soon as you have reached the age of 65.

Before you apply, you should clarify the insurance history in your pension account. For example, you can supplement any missing times and have an account clarification carried out at the German Pension Insurance.

Note: You cannot claim the old-age pension for particularly long-term insured persons prematurely – not even with discounts.

 

You can apply for the old-age pension for particularly long-term insured persons in writing, in person or via online procedure.

Written pension application:

  • Download the application form for the insured person's pension on the website of the German Pension Insurance. Fill out the form completely and compile the required documents.
  • You can complete and sign your completed and signed application with the required documents either:
    • send by post to your pension insurance institution, or
    • in one of the local counselling centres.

Pension application via online procedure:

  • Go to the online portal of the German Pension Insurance. Log in there with your signature card, your identity card (if electronic proof of identity is activated) or your electronic residence permit. 
  • Fill out the form and upload the necessary documents. After that, submit your pension application online.

Personal application in the consultation:

  • Compile the necessary documents for the application and make an appointment at an information and advice centre of the German Pension Insurance.
  • In the consultation, your pension application is usually recorded electronically and forwarded online.

Note: You can also have your pension application submitted by someone you trust. To do so, please submit a corresponding power of attorney to your pension insurance institution. As long as the power of attorney is valid, your pension insurance institution will only contact your authorised person. 
 

You can find the pension insurance institution responsible for you via the information and advice centre finder of the German Pension Insurance.

Phone: 0800 1000-4800 (Toll-Free)
Service hours:
Monday to Thursday: 7:30 a.m. to 7:30 p.m.
Friday: 7:30 a.m. to 3:30 p.m.

You have the

  • meets the minimum insurance period (waiting period) of 45 years and
  • reaches the age that is decisive for you.

The waiting period of 45 years includes:

  • compulsory contribution periods for insured employment or activity,
  • replacement times,
  • Compulsory contribution periods and crediting periods due to the receipt of compensation benefits from employment promotion,
  • compulsory contribution periods and crediting periods due to the receipt of sickness benefits,
  • compulsory contribution periods and crediting periods due to the receipt of transitional allowance,
  • Periods of consideration due to child rearing as well as periods of consideration due to care,
  • periods of voluntary contributions if there are at least 18 years with compulsory contribution periods for insured employment or activity,
  • Waiting period months from surcharges on pay points for a salary from marginal insurance-free employment, and
  • Waiting period months from surcharges on pay points for a salary from marginal employment for which employees are exempt from compulsory insurance.

The following are not included in the waiting period:

  • periods of receipt of compensation benefits for employment promotion in the last two years before the start of retirement, unless the receipt of benefits is due to insolvency or a complete cessation of business of the employer,
  • periods of voluntary contributions in the last two years before the start of the pension, if at the same time there is a credit period due to unemployment,
  • calendar months determined by pension equalisation or pension splitting, and
  • Periods of receipt of unemployment benefit II and unemployment assistance.

If you were born before 1 January 1953, you can receive old-age pensions for particularly long-term insured persons from the age of 63. If you were born after January 1, 1953, the age limit increases by two months with each year. You cannot claim the old-age pension for particularly long-term insured persons prematurely – not even with discounts.
 

  • Identity card or passport
  • when submitting an application by other persons:
    • Power of attorney or
    • Order of the General Court
       
  • Application for a pension: until the end of the third calendar month following the end of the month in which you meet the eligibility requirements.
  • Pension benefit: from the calendar month at the beginning of which you meet the eligibility requirements for the pension.

Note: If you apply for the pension later, it will be paid from the calendar month in which you applied for the pension.
 

If all necessary application documents are available, the pension insurance institution will make a timely decision.

The text was automatically translated based on the German content.

Federal Ministry of Labour and Social Affairs (BMAS)

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