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Source: BUS Sachsen-Anhalt (Linie6PLus)

Apply for an old-age pension for particularly long-term insured persons

Description

With the "Pension for particularly long-term insured persons" you can receive a pension before reaching the retirement age limit under certain conditions.

If you were born before 1 January 1953, you can receive old-age pensions for particularly long-term insured persons from the age of 63. If you are born after January 1, 1953, the age limit increases by two months with each year. For example, if you were born on 1 January 1964, you can retire after 45 years of contributions free of any deduction once you have reached the age of 65.

Before you apply, you should clarify the insurance history in your retirement account. In this way, you can supplement any missing times and have an account clarification carried out with the German Pension Insurance.

Note: You cannot claim the old-age pension for particularly long-term insured persons early – even with discounts.

If you have paid into the pension fund for more than 45 years, you can apply for the discount-free old-age pension for particularly long-term insured persons under certain conditions.

You can apply for the old-age pension for particularly long-term insured persons in writing, in person or by online procedure.

Written pension application:

  • Download the application form for the insured pension on the website of the German Pension Insurance. Complete the form in full and compile the required documents.
  • You can submit your completed and signed application with the required documents either:
    • send by post to your pension insurance institution, or
    • in one of the local counselling centres.

Pension application via online procedure:

  • Go to the online portal of the German Pension Insurance. Sign up there with your signature card, your identity card (if electronic proof of identity is activated) or your electronic residence permit.
  • Fill in the form and upload the necessary documents. Then submit your pension application online.

Personal application in consultation:

  • Compile the required documents for the application and make an appointment at an information and advice centre of the German Pension Insurance.
  • As a rule, your pension application will be received electronically and forwarded online during the consultation.

Note: You can also have your pension application submitted by someone you trust. To do so, please submit a corresponding power of attorney to your pension insurance institution. As long as the power of attorney applies, your pension insurance institution will only contact your authorised person.

The pension insurance institution responsible for you can be found through the information and advice centre finder of the German Pension Insurance.

Phone: 0800 1000-4800 (toll free)
Service hours:
Monday to Thursday: 7:30 a.m. to 7:30 p.m.
Friday: 7:30 a.m. to 3:30 p.m.

You have the

  • meets the minimum insurance period (waiting period) of 45 years, and
  • reach the relevant age for you.

The waiting period of 45 years includes:

  • Compulsory contribution periods for insured employment or activity,
  • Replacement times,
  • Compulsory contribution periods and credit periods due to the receipt of compensation for remuneration benefits provided by the employment promotion,
  • Compulsory contribution periods and credit periods due to the receipt of sickness benefits,
  • Compulsory contribution periods and credit periods due to the receipt of transitional allowance,
  • consideration times due to child-rearing as well as consideration times for care,
  • periods of voluntary contributions if there are at least 18 years of compulsory contribution periods for an insured employment or activity;
  • waiting months from bonuses at pay points for remuneration for a salary for minor uninsured employment, and
  • Waiting months for bonuses at pay points for remuneration for a small occupation for which employees are exempt from compulsory insurance.

The waiting time does not include:

  • Periods of receipt of compensation benefits for employment promotion in the last two years prior to the commencement of retirement, unless the receipt of benefits is due to insolvency or a complete business abandonment of the employer,
  • periods of voluntary contributions in the last two years before the start of retirement, when there is a credit period for unemployment at the same time,
  • calendar months determined by pension compensation or pension splitting, as well as
  • Periods of receipt of unemployment benefit II and unemployment benefit.

If you were born before 1 January 1953, you can receive old-age pensions for particularly long-term insured persons from the age of 63. If you are born after January 1, 1953, the age limit increases by two months with each year. You cannot claim the old-age pension for particularly long-term insured persons early – even with discounts.

  • Identity card or passport
  • in the event of an application by other persons:
    • Power of attorney or
    • Decision of the General Court
  • Applying for a pension: until the end of the third calendar month after the end of the month in which you meet the eligibility requirements.
  • Pension benefit: from the calendar month at the beginning of which you meet the eligibility requirements for the pension.

Note: If you apply for the pension later, it will be paid from the calendar month in which you applied for the pension.

If all the necessary application documents are available, a timely decision will be taken by the pension insurance institution.

Forms: yes

Online procedure possible: yes

Written form required: yes

Personal appearance necessary: no

The text was automatically translated based on the German content.

The text was automatically translated based on the German content.

Federal Ministry of Labour and Social Affairs (BMAS)

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