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Source: BUS Sachsen-Anhalt (Linie6PLus)

Apply for a start-up grant

Description

The start-up grant is intended to support you in securing your livelihood and social security after starting a business. You can only receive a start-up grant if there are no suitable job offers for you and you want to pursue your self-employment full-time.

Before you apply for the start-up grant, you must be registered as unemployed, a direct transition from employment to subsidised self-employment is not possible. The start-up grant can be paid in 2 phases:

  • Phase 1: 6 months start-up grant in the amount of the last unemployment benefit received to secure the livelihood plus a monthly lump sum of EUR 300.00 for social security
  • Phase 2: 9 months subsidy of EUR 300.00 per month

The start-up grant can be continued for 9 months after phase 1. The extent to which renewed funding is possible must be decided individually.

You can earn as much as you like in addition to the start-up grant. However, you must carry out the self-employed activity full-time. The start-up grant is not subject to income tax.

If you have fulfilled the requirements for the standard old-age pension, you can no longer be funded.

You can apply for the grant in addition to other subsidies for business start-ups. There is no legal entitlement to the start-up grant.

If you receive unemployment benefit 1 and want to start a business, you can receive financial support under certain conditions.

You must apply for the start-up grant at the Employment Agency:

  • Make an appointment for a consultation with the Employment Agency.
  • Your advisor will discuss with you what financial support is available for start-ups and what requirements you must meet.
  • After that, an expert body must positively assess your start-up project. You are free to choose the competent position. Competent bodies for the preparation of expert opinions are in particular:
    • Chambers of Commerce and Industry,
    • Chambers of Crafts,
    • guilds
    • professional chambers,
    • Professional associations or
    • Credit institutions.
  • The Employment Agency also checks whether you meet the professional requirements for the exercise of the intended self-employed activity.
  • Then submit the application for a start-up grant in writing to the locally responsible employment agency.
  • The Employment Agency initially approves the start-up grant for 6 months.
  • In order to receive the reduced subsidy for a further 9 months, you must submit a new application and prove that you have actually carried out the self-employed activity.
  • You receive unemployment benefit according to the SGBIII.
  • You still have a residual entitlement to unemployment benefit of at least 150 days when you start self-employment.
  • You can demonstrate knowledge and skills for self-employment.
  • You can show the positive opinion of an expert body on the viability of the business start-up. Expert bodies are, for example, the Chamber of Industry and Commerce, the Chamber of Crafts or banks.
  • The Employment Agency was unable to find you a new job on the labour market.
  • You have not yet reached the age required to pay the standard old-age pension.
  • proof of your knowledge and skills for self-employment (e.g. proof of qualifications, professional experience or participation in measures to prepare for business start-ups) and

If you want to carry out a business subject to a permit or a self-employed activity requiring a permit, you will also need:

  • the permission to practice the respective trade or self-employed activity
  • in the case of craft occupations or occupations related to crafts:
    • confirmation of registration in the register of craftsmen at the Chamber of Crafts

In addition, you must submit an opinion from a competent body on the viability of the business start-up. For this you need:

  • a description of the business start-up project to explain the business idea (business plan),
  • your CV (including qualifications),
  • a capital requirements and financing plan,
  • a sales and profitability forecast and
  • Information on the extent to which the activity is actually self-employed.

You must submit the application before you start self-employment.

The limitation period of 4 years applies to the application for the continuation of the start-up grant.

If all the necessary documents are complete, the processing of your application usually takes between a few days and 12 weeks.

Forms: yes
Online procedure possible: no
Written form required: yes
Personal appearance necessary: yes

You can obtain the application form from your employment agency.

Before you start your self-employment, please inform yourself with your health and pension fund about your insurance obligations and the possibilities of continued insurance.

As a self-employed person, you can also apply to become subject to compulsory insurance in unemployment insurance.

The text was automatically translated based on the German content.

Federal Ministry of Labour and Social Affairs

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