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Source: BUS Sachsen-Anhalt (Linie6PLus)

Widow's and widower's pension for surviving dependants in the statutory accident insurance

Description

In the event of a fatal accident at work or a fatal occupational disease, the statutory accident insurance provides financial protection for the surviving dependants.

This means that your employers' liability insurance association or accident insurance fund can support you financially if your spouse has died as a result of such an insured event. The same applies to life partners. An application is not necessary.

In the first 3 months after death, the pension amounts to 2 thirds of the annual earnings (JAV), i.e. the income of the deceased person. After that, the pension is basically 30 percent of it.

Under certain conditions, the pension can be 40 percent of annual income in the first 3 months if you

  • raising a child,
  • are at least 47 years old
  • or are incapacitated for work or work.

If you have your own income, the pension may be reduced.

As a rule, there is no entitlement to a pension if:

  • you entered into the marriage or civil partnership only after the insured event and
  • the death occurred within the first year of that marriage or partnership.

An exception exists here if it is apparent that you did not enter into the marriage or civil partnership primarily in order to receive the pension.

In principle, you do not have to apply for the survivor's pension. The competent employers' liability insurance association or accident insurance fund determines the entitlement and amount of the survivor's pension on its own initiative ("ex officio").

You have the option of initiating the process online or by post.

Online service:

  • Go to the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can sign up.
    • If you would like to receive the answer from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
    • If you would like to receive the answer by post, you can continue without registering.
  • Select your local employers' liability insurance association or accident insurance fund or use the industry search to find it.
  • Upload the required documents.
  • Fill out and submit the online form.
  • Your report will automatically be forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback in the desired way.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you may also be able to submit the report electronically there.

Message by mail:

  • Please send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Pay attention to the required information and enclose the necessary documents.

Contact the statutory accident insurance.

You are entitled to the widow's and widower's survivor's pension under the following conditions:

  • Death of the (spouse) partner as a result of an insured event:
    • Accident at work
    • commuting accident or
    • Occupational disease
  • You have previously lived in a legally valid marriage or civil partnership under the Civil Partnership Act.

As a rule, you are not entitled if:

  • you entered into the marriage or civil partnership only after the insured event and
  • the death occurred within the first year of that marriage or partnership.
  • Death certificate
  • Account number of the beneficiary (IBAN and BIC)
  • Marriage certificate (family register) or civil partnership certificate
  • Social security number of the beneficiary
  • where applicable, birth certificates of joint children

Please ask the employers' liability insurance association or accident insurance fund responsible for you whether and, if so, which other documents you need to submit.

There are no costs.

  • Contradiction
    • Detailed information on how to lodge an objection can be found in the notification of your employers' liability insurance association or accident insurance fund.
  • Forms available: No
  • Written form required: No
  • Informal application possible: Yes
  • Personal appearance required: No
  • Online service available: Yes

The text was automatically translated based on the German content.

Federal Ministry of Labour and Social Affairs (BMAS)

No authority found