Source: BUS Sachsen-Anhalt (Linie6PLus)

Apply for hardship waiver of the BAföG repayment debt after rejection of a cooperation decree

Description

Your decision for or against a BAföG training loan should not lead you to fear of debt. For example, you can issue a hardship decree if the cooperation decree has been rejected.

Hardship means a minor breach of your obligations to pay and cooperate throughout the repayment period.

Your application can

lead to a hardship decree:
- You will be relieved of the (remaining) debt of your BAföG loan.
lead to a rejection:
- You must repay the remaining debts in the amount of your BAföG loan, including open costs and interest.

You can submit your application informally

telephonic
in writing and
online

at the Federal Office of Administration (BVA).

Process flow

You can submit the application informally

telephonic
in writing and
online

at the Federal Office of Administration (BVA).

If you submit your application by telephone:
- Call one of the BVA phone numbers provided.
- Submit the application.
If you submit your application in writing:
- Send the informal and signed application - stating your business mark - by post to the BVA.
If you submit your application online:
- Open the BAföG online portal of the BVA and register there.
- After registration, you will receive a confirmation by e-mail. Follow the steps in the email to complete the registration.
- Log in to the BAföG online portal.
- Click on "Application forms" and select the form "Hardship Decree" via the button "Submit application".
- Fill out the form and press the "Submit" button.
You will receive the decision on your application by post from the BVA.
If your application is approved, you are debt-free and no longer have to repay the loan.
If your application is denied, you will have to repay the remaining loan debt, including any outstanding costs and interest, in one sum.

Requirements

You can submit an application if:

They were rejected a cooperation decree by the Federal Office of Administration (BVA).

Requirements for the hardship decree:

within the repayment period
- an address investigation costs have been charged to you no more than 1 time;
  - this happens if you have not notified the change of your name or the changes in your residential address and the Federal Office of Administration (BVA) had to determine this
- a fine has never been imposed on you;
  - Fines are levied if you have not notified changes in the relevant family and income circumstances during an exemption or deferral
- you have paid all payment obligations, including cost and interest claims;
  - interest on arrears has been incurred for a maximum period of 150 days.