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Source: BUS Sachsen-Anhalt (Linie6PLus)

Apply for an old-age pension

Description

In order to enjoy retirement life from the outset, it is important to take care of the application for the pension in good time, because benefits of the statutory pension insurance are in principle only granted on request. Applications are received by various bodies which also provide the necessary forms and offer assistance.

The amount of the pension in the statutory pension insurance is adjusted on the 1st of 7/1 of each year.

If you havereached the rule ofage but have not yet applied for a pension,you will automatically increase your pension entitlement without anyfurther contribution. As compensation, there is a supplement of 0.5 percent for each calendar month that you do not use after reaching the normal age limit. That's six percent after one year.

You havereached the ruleof age and would like to have your pension paid out without any deductions? You will then have to apply to your competent pension insurance institution.

You must apply for the old-age pension in writing or online.

Send the completed pension application directly to your pension insurance institution.

You can also have your application included there and then at the same time receive advice and help on the subject of pensions.

After your application has been approved, the pension service of Deutsche Post AG transfers your pension to your account on a monthly basis. In the case of statutory health insurance, a share of the own is deducted from health and long-term care insurance.

The pension is paid on the last working day of the bank of each month.

You can also have your pension transferred to someone else's account.

Information on the procedure

Responsibility lies with the German Pension Insurance.

Prerequisites are:

  • You have the rulereage.
    It has
    been gradually increased from 65 years to 67 years since 2012.
  • You have paid contributions for at least five years.
  • Your pension insurance account has been clarified.

The following documents are required:

  • Completed pension application
  • Id
  • Evidence not included in the insurance history, for example:
    • Evidence of training periods
    • Evidence of unemployment
    • Evidence of sick leave
    • Set-off certificates
    • Children's birth certificates
    • Marriage certificate or civil partnership certificate

You can find out which documents and applications are still needed in your case at the competent authority.

The inclusion of pension applications and the associated assistance in filling in and supplementing the application forms are free of charge.

You should apply 3 months before retirement age in order to receive the first pension payment in good time.

If you submit the application later than 3 months after the date on which you have fulfilled all the conditions, the pension shall start at the earliest with the month of application.

The pension insurance institutions and the insurance office of your county or district-free city, which is responsible for your residence, provide the necessary application forms and offer assistance in filling out the forms and compile the necessary documents.

Since 2012, the retirement period for a standard old-age pension has been gradually increased from the age of 65 to the age of 67. It is currently 65 years and 10 months (2019). Further information can be found on the Internet on the pages of the German Pension Insurance.

German Pension Insurance

The insuranceinstitutions and the insurance office of your county or district-free city, which is responsible for your residence, also provide the necessary application forms and offer assistance in filling out the forms and compile the necessary documents.

Applications can also be made to all other social security institutions (e.B. health insurance fund, employment agency) as well as abroad to the official representations of the Federal Republic of Germany. All these bodies are obliged to forward your application to the competent pension insurance institution without delay.

The text was automatically translated based on the German content.

Ministry of Labour, Social Affairs and Inclusion Saxony-Anhalt

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